What is going on in the US healthcare system?

What is going on in the US healthcare system?

Why is there no relieve for the man on the Street?

There are some specialists in the healthcare system who are claiming that healthcare costs has been growing slower over the last year or two and also that there had been a very large increase in the amount of people that actually have health insurance. Therefore it is unfortunate that there are still forces at work in the healthcare industry that leads to an increase of cost and this is placing an increasing burden on people which results in a situation where their insurance is simply not sufficient. People are really struggling and many people has come forward with their complaints and many of them is people with health insurance but who are still struggling to pay their medical debts. Many people have reached a situation where they have used up all the money which they have saved for retirement while others were left with no other choice but to take on additional employment or in some cases people are working longer hours in a desperate attempt to cope to cope with all that medical debt. Still other people struggling with medical debt were forced to make alternative housing arrangements while some were left with no other option but to reach out to charity organizations in a desperate attempt to survive financially.

There is just no way that this can be right

People who suddenly require urgent surgical operations such as knee replacements find themselves in a situation where their insurance covers only 80% of the medical debt and this requires people to make a substantial cash payment. These people are very reluctant to return to the doctor for vital checkups because they simply will not be able to cope with additional medical debts. Then there are people who are suffering from cancer and they spent all of their retirement savings on medical debts only to die in any case when treatment does not help. Although there has been a definite attempt to assist people with overwhelming medical debts and this has been especially implemented to assist poor people but there are nevertheless thousands of people, some say as much is 25% of all people currently in the workforce who are still having large problems with medical debts. There has been a lot of research lately where the focus was primarily on the impact which health insurance has on the health industry but there has also been another research which primary focus was on how medical debts affects people’s lives once the medical care has been received. This study has discovered shocking evidence that medical debts is playing a very large role in keeping people from filling prescriptions and this people will avoid going to the doctor because they are afraid of additional medical debts.

Medical debt impacts negatively on the lives of thousands of people

People who are left of no other choice but to receive medical care is often forced to make severe financial sacrifices which can have a very detrimental impact upon their way of life, even their employment and ultimately they credit scores can be negatively affected because of medical debt. Because of medical debts a large number of people can no longer afford their rent and those who are homeowners can no longer pay their mortgage and in some cases people are so burdened with medical debt that they can no longer afford healthy foods. There were people suffering from diabetes who have reported that their medical debts for medication were as much as three times higher than their mortgage payments. They were left with no other choice but to start using a smaller doses of insulin because they simply could not afford to have any more which as could be expected this led to severe consequences. Others were left with no other choice but to accept foreclosure because they could no longer afford their mortgage because of large medical debts. The question that has to be asked is how has things started to go so wrong for the US because most people still place this country on a pedestal and they find it hard to believe that the world’s strongest economy is simply not able to provide US citizens with adequate and affordable healthcare. Something, somewhere does not make sense and the time has come to discover exactly where the root of this evil lies.